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1 (8-ounce) package cream cheese, softened

2 tablespoons milk

1/2 cup sour cream

2 teaspoons prepared horseradish

1/4 cup finely chopped red OR green pepper

1 green onion, chopped

1/4 teaspoon garlic powder

1/2 teaspoon salt

1/4 teaspoon freshly ground pepper

1/2 cup chopped macadamia nuts OR blanched almonds

2 teaspoons butter

Assorted crackers

1. In a mixing bowl, beat cream cheese and milk until smooth. Stir in sour cream, horseradish, green pepper, onion, garlic, salt and pepper. Spoon into an ungreased shallow 2-cup baking dish; set aside.
2. In a skillet, saute the nuts in butter for 3 to 4 minutes or until lightly browned. Sprinkle over the cream cheese mixture.
3. Bake, uncovered, at 350*F (175*C) for 20 minutes. Serve with crackers.

Makes 6 to 8 servings.