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Chocolate 'n' Oat Bars

1 cup all-purpose flour

1 cup quick-cooking oats

3/4 cup brown sugar, packed

1/2 cup butter, softened

1 (14-ounce) can sweetened condensed milk

1 cup chopped nuts

1 cup (6-ounces) semisweet chocolate chips

1. Preheat oven to 350*F (175*C). Lightly grease a 13 x 9 x 2-inch baking pan; set aside.
2. In large mixing bowl, combine flour, oats, sugar and butter, mixing well. Reserve 1/2 cup oat mixture.
3. Press remaining oat mixture onto bottom of prepared baking pan. Bake for 10 minutes.
4. Pour sweetened condensed milk evenly over crust. Sprinkle with nuts and chocolate chips.
5. Top with reserved oat mixture; press down firmly.
6. Bake for 25 to 30 minutes or until lightly browned. Cool. Cut into bars. Store covered at room temperature.

Makes about 36 bars.